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Opening cards and then closing them after getting the sign up bonus really draws the ire of lenders. Chase in particular has started shutting down apps of repeat offenders. It's a dangerous game to play.
@boomhower wrote:Opening cards and then closing them after getting the sign up bonus really draws the ire of lenders. Chase in particular has started shutting down apps of repeat offenders. It's a dangerous game to play.
Sure it is :-)
Though sometimes sign-up bonuses are definitely worth playing it.
Many banks start to add a smallprint now, like "You are not eligible for a bonus if you had a similar card product with the bank in the last XX months" where XX tends to grow and grow (I think Citi already has either 12 or 18 months for some high-bonus AA cards).
I don't really see any lender blacklisting you for doing such things - it's only their fault they still have those loopholes :-)