Has AMEX been late reporting lately?

[Anonymous]

Usually they are about a month behind for me but this month is a little longer.  Does anyone know if they are behind right now?  I paid down the card this month and need it to show up on my CR.

[wmarat]

Amex is always late to report.

[Anonymous]

True dat, always late.  Just later-er this time.......

[haulingthescoreup]

They update 4 weeks after my statements, and that would have been the 18th. I checked to see if they had done so this time, but I don't really believe any of my monitoring or back-door reports any more.

I pulled a backdoor TU last night that only had June updates (this was through the dispute option.) Did the same with EX, and there were July updates, but not AmEx. So I don't know if it wasn't a genuinely refreshed report, or if AmEx simply hasn't updated. The only believable full report I have is through EQ Credit Watch Gold, and it's not updated there. But then, we all know Equifax...

[MattH]

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@Anonymous wrote:
Usually they are about a month behind for me but this month is a little longer.  Does anyone know if they are behind right now?  I paid down the card this month and need it to show up on my CR.

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I just checked, and the AMEX balance on my EX right now is what it was on my June 18th statement so they are a month behind as usual (I have unlimited EX pulls because my employers got everybody a subscription after an HR backup tape got lost in transit, so that's the one I check most frequently.  I've also long had a TU Quarterly Monitoring subscription through myfico and occasionally pull my EQ through myfico.  And of course I pull my free annual reports yearly to check who's been softing me).

Message Edited by MattH on 07-25-2009 04:51 PM