@Anonymous wrote:I feel like this is nasa fcu rapture and all the holy people got accepted with credit card application and we unholy ones got declined
Get your behind to a bishop AND the garden ASAP.
@CreditMagic7 wrote:
@AvadaKedavra wrote:
@CreditMagic7 wrote:@Anonymous wrote:
@ecxpa wrote:Hope everything is on the up & up also.......but it's a little scary seeing folks getting approved then getting declined. Never seen that happen with other lenders, at least not on such a frequent basis. Reading through the many threads on NASA though you see this happening a lot.
seriously, as soon as I saw that approved for 20k email, i jumped out of my bed and danced and popped my stitch, and later find out that i got declined.... made me really really sad. oh well...
WHAT A CRUEL TRICK BY NASA
Just found out they did me the same way. NeedLess to say i'm more then pissed off and of course disappointed after hyping them up so much. I am so done now with these Occu type CU's. I'm going to close out my membership and recover the savings deposit i put in for it and pretend it never happened. WHAT A DISGUSTING CRUEL FLOP!
damn *#@$^
Did they tell you the reason for the denial (after approval)?
This jerk of a CU is yet to even respond to any of the SM's i sent them yet
Guess a letter in the mail will have some kind of dam BS excuse. I know my stats are on the up & up and i'm fuming over what first appeared a no brainer. I blasted them in a last SM and couldn't care less becuase i have no patience or time with being jerked around unfairly. No BK whatsoever but they been approving with bankruptcy and tones of inquiries, Mine is only 7 on EX so the indignation is especially STRONG against them.
But no matter, just a g*ddamn shame it ends of this way after first being a approval. Lousy Dogs
They may pull those approvals also. That's why I'm waiting for optimum score, and clean reports. Except for the serious derogs, I've been noting a lot of denials coincide with a lot of CC's in your sigs. Personally, I was wondering about the continuing gravy train, pretty sure they would start scrutinizing more. A member of this forum with good stats got approved last year for only $1k, so this jump in generosity seemed very strange.
@Anonymous wrote:I feel like this is nasa fcu rapture and all the holy people got accepted with credit card application and we unholy ones got declined
Could it be that it was too good to be true or just simply a coin toss or which way the wind blows on a certain day???
Gardening Until Further Notice
@longtimelurker wrote:This isn't that unusual for a CU, maybe just worded badly. If you look at a number of Penfed stories, some people are initially granted large CLs, then on review they are much reduced. In Penfed's case, there is some indication that the original number is provisional on UW approval, maybe that is missing in Nasa's (or maybe people are so excited that they don't read the small print).
But basically with any app the institution has the option to review after automated approval, and people who are delighted to get "unreasonable" CLs (which is what is happening here, or why the excitement) shouldn't be totally surprised when reality intervenes.
Well said.. some people will remember my big OMG moment.. only to be let down.
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@longtimelurker wrote:This isn't that unusual for a CU, maybe just worded badly. If you look at a number of Penfed stories, some people are initially granted large CLs, then on review they are much reduced. In Penfed's case, there is some indication that the original number is provisional on UW approval, maybe that is missing in Nasa's (or maybe people are so excited that they don't read the small print).
But basically with any app the institution has the option to review after automated approval, and people who are delighted to get "unreasonable" CLs (which is what is happening here, or why the excitement) shouldn't be totally surprised when reality intervenes.
+1000
Or to put it another way...if it walks like a duck and quacks like a duck (or a beaver), it's probably too good to be true! 
As many are finding out (or will find out), there is no way to fight the laws of Credit Gravity. Sorry folks, a 660 FICO + $45K income does not equal $25K-30K starting limits. Large institutions like JP Morgan Chase and Citibank don't give out these kind of limits unless you have clean report, a long, solid track record with their institution, and the income to support the CL. Why would a small CU like NASA give out a $25K limit to someone with zero track record with them who just deposited five bucks with them earlier that day? Does not compute.
Where I do agree with some of the embittered folks is NASA should give some kind of disclaimer when approving people. Something like "You've been approved for $25,000 starting limit subject to final underwriting review". That would spare them a lot of angry/confused phone calls.
