So we all had called or sent an email with a story
And get a nice lady/ man listening and telling us they will review ur concerns and will give u a call back after asking u some questions
My question now is has they ever come back saying NO?
No because ur CR is bad or baddies or something?
Or because you fit for a PC or CLI they are calling you otherwise they will not
Sorry for the gramma im on my phone
And get a nice lady/ man listening and telling us they will review ur concerns and will give u a call back after asking u some questions
My question now is has they ever come back saying NO?
No because ur CR is bad or baddies or something?
Or because you fit for a PC or CLI they are calling you otherwise they will not
Sorry for the gramma im on my phone
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Yes, I got a straight up "no".
>>>>> Short history
Called back a few months later and all requests were approved. I asked for an increase to $5k from $1,500 and a PC to green cash visa sig, otherwise I would close the account.
Yes I only received 100 increase on each due to mainly I didn't wait until my reports had updated big mistake oh well I'll try again in 6 months.
Starting Score: 534
YOUR GRANDMA IS ON THE PHONE?
Just kidding. I don't remember hearing of a hard "no" from the EO, but maybe I just haven't read enough. I recently got a temporary reduction of my APR, but I asked to hold off on a CLI until my balances had updated. So, I'm talking to them again tomorrow to ask for an account review. Anyway, I don't remember any "no"s in the stories I've read, but I do recall modest progress.
Dustink im curious of your history did yoi have a baddies history with them? Or low score?
I have 2 30 days and a 60 days late w that card back in late 2011. And im waiting for their underwriting review... Then this question came up.
My wife got a 250 Cli but her acc is like 1.5 yo.
There has to be some kind of filter. Do they call any one that sends a whinney email... We will see...
I have 2 30 days and a 60 days late w that card back in late 2011. And im waiting for their underwriting review... Then this question came up.
My wife got a 250 Cli but her acc is like 1.5 yo.
There has to be some kind of filter. Do they call any one that sends a whinney email... We will see...
No baddies
Short history, high INQs, many new accounts.
My score probably went down from the time they declined to the time they approved. They just wanted to see more history. Or I just got the wrong rep the first time.
I think the account may have been less than a year old during the first request, but it may have just hit the 1 year mark when they approved the CLI.
I see, well will see i also have lots of inq like 15 in 2 years and like 10 in the last 6 months but 6 years history with capone.
The high INQs could be a minor problem, but I think they will be okay since you have the long history.
OT: my scores have just been plummeting since I found this forum. It makes it hard to stop apping. You having the same problem...10 INQs in 6 months!
What is SFCU?
Too many possibilities..haha
Stanford FCU
Spokane FCU
Sidney FCU
Sno falls CU
Southern FCU
Sunlight FCU
ECT...