03-20-2013 08:53 PM
03-20-2013 08:54 PM - edited 03-20-2013 09:08 PM
Yes, I got a straight up "no".
>>>>> Short history
Called back a few months later and all requests were approved. I asked for an increase to $5k from $1,500 and a PC to green cash visa sig, otherwise I would close the account.
03-20-2013 08:57 PM
03-20-2013 08:59 PM
YOUR GRANDMA IS ON THE PHONE?
Just kidding. I don't remember hearing of a hard "no" from the EO, but maybe I just haven't read enough. I recently got a temporary reduction of my APR, but I asked to hold off on a CLI until my balances had updated. So, I'm talking to them again tomorrow to ask for an account review. Anyway, I don't remember any "no"s in the stories I've read, but I do recall modest progress.
03-20-2013 09:02 PM
03-20-2013 11:10 PM
03-20-2013 11:14 PM - edited 03-20-2013 11:16 PM
Short history, high INQs, many new accounts.
My score probably went down from the time they declined to the time they approved. They just wanted to see more history. Or I just got the wrong rep the first time.
I think the account may have been less than a year old during the first request, but it may have just hit the 1 year mark when they approved the CLI.
03-20-2013 11:18 PM
03-20-2013 11:22 PM - edited 03-20-2013 11:22 PM
The high INQs could be a minor problem, but I think they will be okay since you have the long history.
OT: my scores have just been plummeting since I found this forum. It makes it hard to stop apping. You having the same problem...10 INQs in 6 months!
03-20-2013 11:25 PM - edited 03-20-2013 11:26 PM