11-01-2008 05:12 PM - edited 11-01-2008 05:21 PM
My transunion is 706,experian 705, equifax 652 with 3 credit inquires in past year and my credit history is two years old with 6 credit cards...each reporting $0 balance.
I wanna apply for the Chase Free Card Rewards visa card....will chase approve me or deny me?.
11-01-2008 07:34 PM - edited 11-01-2008 07:36 PM
I agree with the post above but wanted to add that you may want to look into the Chase Freedom Plus card, rewards are much better and I was approved with low to mid 700s in June. I actually got the "we need to think about it" messsage and then called the backdoor number and was approved. It seems that a good majority of the people that apply online with chase get that same message and get approved when they call.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO