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Contributor
slweal87
Posts: 109
Registered: ‎12-06-2012
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Has anyone PCed Barclaycard Arrival with AF to no AF?

I recently got approved for the Barclaycard Arrival with annual fee. Will I have trouble PCing it before I have to pay the annual fee?

 

 

1. WFCU Visa (2,000) 2. Chase Freedom (1,500) 3. Chase Amazon (300) 4. Chase Sapphire non-preferred (5,000) 5. Discover IT (3,500) 6. Capital One Quicksilver (3,000) 7. Citibank Dividend (4,300) 8. AMEX Costco True Earnings (5,000) 9. Barclaycard Arrival w/ AF (3,000) 10. Target REDcard (2,700) 11. Amex Blue Cash Everyday (10,000)
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lhcole77
Posts: 1,441
Registered: ‎09-18-2012
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Re: Has anyone PCed Barclaycard Arrival with AF to no AF?


slweal87 wrote:

I recently got approved for the Barclaycard Arrival with annual fee. Will I have trouble PCing it before I have to pay the annual fee?

 

 


I'm interested to know about this too. Last I read, the earliest anyone would have been able to PC would have been December 2013. I think that is because the card was launched in December 2012.

 

 

Contributor
slweal87
Posts: 109
Registered: ‎12-06-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?

You have to wait a year and pay the first Annual Fee anyways? Guess I will just cancel. Got 9 other cards anyways but I did want to keep my only MasterCard...
1. WFCU Visa (2,000) 2. Chase Freedom (1,500) 3. Chase Amazon (300) 4. Chase Sapphire non-preferred (5,000) 5. Discover IT (3,500) 6. Capital One Quicksilver (3,000) 7. Citibank Dividend (4,300) 8. AMEX Costco True Earnings (5,000) 9. Barclaycard Arrival w/ AF (3,000) 10. Target REDcard (2,700) 11. Amex Blue Cash Everyday (10,000)
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?


slweal87 wrote:
You have to wait a year and pay the first Annual Fee anyways? Guess I will just cancel. Got 9 other cards anyways but I did want to keep my only MasterCard...

When is your year anniversary?

 

I'm not sure these forums have figured out the answer quite yet, but if you give it time someone will figure this out. My guess would be that very few people want to pay the fee on this. I am included in that camp. 

 

At the very least, I will be calling quite a bit in April and May :smileyhappy:

 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Contributor
slweal87
Posts: 109
Registered: ‎12-06-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?

January 3rd I believe. I'll just be sure to do something about it before 2015.
1. WFCU Visa (2,000) 2. Chase Freedom (1,500) 3. Chase Amazon (300) 4. Chase Sapphire non-preferred (5,000) 5. Discover IT (3,500) 6. Capital One Quicksilver (3,000) 7. Citibank Dividend (4,300) 8. AMEX Costco True Earnings (5,000) 9. Barclaycard Arrival w/ AF (3,000) 10. Target REDcard (2,700) 11. Amex Blue Cash Everyday (10,000)
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?

Oh!!! You just got the card! We will 100% guaranteed have an answer by then. In the meantime, enjoy the card! With the bonus, I've earned $600 in rewards on the card, and when I redeem these 60,000 miles I will get another $60 back. It's hard to argue about the benefit of this card when you look at the $400 signup bonus, the waived annual fee, and 2.2% earnings. 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Contributor
slweal87
Posts: 109
Registered: ‎12-06-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?

Actually it's still in the mail even! Lol but yes I just got approved. This is my first AF card but I don't think I would use it enough to pay for fee.
1. WFCU Visa (2,000) 2. Chase Freedom (1,500) 3. Chase Amazon (300) 4. Chase Sapphire non-preferred (5,000) 5. Discover IT (3,500) 6. Capital One Quicksilver (3,000) 7. Citibank Dividend (4,300) 8. AMEX Costco True Earnings (5,000) 9. Barclaycard Arrival w/ AF (3,000) 10. Target REDcard (2,700) 11. Amex Blue Cash Everyday (10,000)
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: Has anyone PCed Barclaycard Arrival with AF to no AF?


slweal87 wrote:
Actually it's still in the mail even! Lol but yes I just got approved. This is my first AF card but I don't think I would use it enough to pay for fee.

You're probably right. For example, I have a no-AF Capital One Cash Rewards that gets me 1.5% cash back on every purchase. In order to keep the AF Arrival and make it profitable over the Capital One Cash Rewards I would need to spend over $12,715 on the card each year. ($89 AF divided by (.022-.015))

 

While that might be possible for many people, my BCP spending ($8,500+), Chase Freedom spending, Citi Forward Spending ($6,000+) and my level of income doesn't make this guarantee. I also want to free myself to get the CSP and divert some spending there to gather the signup bonus and earn UR points. 

 


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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