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Has anyone applied for a Capital OneCLI while having a balance?

Regular Contributor

Has anyone applied for a Capital OneCLI while having a balance?

Good morning everyone.

 

I've been reading through the forums & see the success stories when people contact the EO for CLI (CONGRATS TO ALL THAT HAVE BEEN SUCCESSFUL! Smiley Happy) - I'm curious ig anyone has gotten the increase with a balance? I am due for a CLI this month (per the steps program) & I saw a post that said some folks have requested it right before the time for account review. My balance is not large but I won't be able to pay it off until next week...any suggestions? Should I wait until I pay it off?

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 1 of 5
4 REPLIES
New Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

I clicked it between statements so I had a balance of $8k on there when I was approved. I got a $5k increase.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
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Message 2 of 5
Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

I also had a balance and got a 2k cli. My balance was about 10% of my old limit ($300 or so).

Message 3 of 5
Regular Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

 

That's GREAT! WOW....you just gave me a lot of hope Smiley Very Happy Thanks for sharing...now I'm going to try my luck Smiley Wink

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 4 of 5
Highlighted
Regular Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

 

Awesome! I hope to get @ least double. I'm not looking to spend it but I have a low CLI ($500) - I just got approved for another Cap1 card with $1,000 CL (yay!) - I want them to have about the same limit.

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 5 of 5