cancel
Showing results for 
Search instead for 
Did you mean: 

Has anyone applied for a Capital OneCLI while having a balance?

tag
iamdetermined
Frequent Contributor

Has anyone applied for a Capital OneCLI while having a balance?

Good morning everyone.

 

I've been reading through the forums & see the success stories when people contact the EO for CLI (CONGRATS TO ALL THAT HAVE BEEN SUCCESSFUL! Smiley Happy) - I'm curious ig anyone has gotten the increase with a balance? I am due for a CLI this month (per the steps program) & I saw a post that said some folks have requested it right before the time for account review. My balance is not large but I won't be able to pay it off until next week...any suggestions? Should I wait until I pay it off?

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 1 of 5
4 REPLIES 4
GatorGuy
Valued Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

I clicked it between statements so I had a balance of $8k on there when I was approved. I got a $5k increase.

Message 2 of 5
darkpearl
Regular Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

I also had a balance and got a 2k cli. My balance was about 10% of my old limit ($300 or so).




Message 3 of 5
iamdetermined
Frequent Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

 

That's GREAT! WOW....you just gave me a lot of hope Smiley Very Happy Thanks for sharing...now I'm going to try my luck Smiley Wink

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 4 of 5
iamdetermined
Frequent Contributor

Re: Has anyone applied for a Capital OneCLI while having a balance?

 

Awesome! I hope to get @ least double. I'm not looking to spend it but I have a low CLI ($500) - I just got approved for another Cap1 card with $1,000 CL (yay!) - I want them to have about the same limit.

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.