09-29-2010 10:58 AM
09-29-2010 11:15 AM
Yes! for the Zync. With a 6 and a half year old 140 dollar verizon chargeoff from a ex girlfriend using my name, and a 2 year old medical chargeoff which Ive given up disputing. So yes amex will not sure about nationwide.
09-29-2010 11:24 AM
Thanks for the quick response. Do you remember what your scores were when you were approved? And did the pre selector site tell you that you were pre approved before you applied?
09-29-2010 11:34 AM
Nationwide typically pulls TU so if that report is clean, no worries. Judging by a 736 score, it's likely that a charge off is not on there...but I could be wrong.
09-29-2010 11:34 AM
The pre selector came up with nothing. I dont know what my ex score was due to them sucking but my tu and exq were around 640. But both those reports are clean the charge off and collection are only on my ex so it couldnt be more than 610. I bought a car 4 months ago and they said it was around there and they used ex.
09-29-2010 11:36 AM
With your scores I couldnt see you getting turned down for a charge product with amex. Go for it I love it. And Good Luck!!
09-29-2010 02:49 PM
The CO is also on my TU but it just doesn't list the lates that's why I think the score is so high. I'm so tempted but don't want to waste the inquiry.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.