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Has anyone checked their Wal Mart fico this month yet?

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Swapmeet
Valued Contributor

Has anyone checked their Wal Mart fico this month yet?

I want to, but I am nervous that it will be before they refresh their scores and I will be stuck with an outdated score for the second month in a row (I am still new at this since I just got the WM card at the end of Nov).



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 1 of 30
29 REPLIES 29
snowkitty
Established Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

I checked mine this morning and it's not updated yet. Mine messed up last month and showed my score was 0 Did yours do that too?
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 2 of 30
09Lexie
Moderator Emerita

Re: Has anyone checked their Wal Mart fico this month yet?

Just did...not posted yet. I have a feeling I am going to have an outdated score too. Smiley Sad

Message 3 of 30
rtw
Established Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

No update yet. I just checked and it still has my Dec. 2 score.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 30
rtw
Established Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

Anyone notice a big difference from their Walmart Fico and the scores from this site? Mine is about a 25 point difference with the Walmart Fico always higher.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 30
daveg38
Established Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

Which FICO is actually accurate to other lenders? myFico or Walmart TU08?

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 6 of 30
aplast
Regular Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

walmart always has the new scores updated by the 10th business day of the month - that falls on the 14th. It usually updates within one-two days from that 10th business day. at least it always does for me.

Message 7 of 30
rtw
Established Contributor

Re: Has anyone checked their Wal Mart fico this month yet?

daveg38, I'm curious to know as well. I much prefer my Walmart TU08 score.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 8 of 30
Swapmeet
Valued Contributor

Re: Has anyone checked their Wal Mart fico this month yet?


@snowkitty wrote:
I checked mine this morning and it's not updated yet. Mine messed up last month and showed my score was 0 Did yours do that too?

No, mine didn't do that, but it might as well have. It just showed my score before I had paid my util down and gotten a couple things fixed that were being misreported by TU.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 9 of 30
09Lexie
Moderator Emerita

Re: Has anyone checked their Wal Mart fico this month yet?


@daveg38 wrote:

Which FICO is actually accurate to other lenders? myFico or Walmart TU08?


My WalMart score was dead on with the score I received from GE when my PayPal MasterCard arrived. 

Message 10 of 30
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