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I'm LIVID!! I just opened a capital one account on March 23rd. I accumlated charged on my cash rewards Capital one card totaling $1200. My goal was to PIF by the due date, May 13 . Unfortunately, this morning I was alerted by my Equifax credit monitoring service that a new account was added - Capital one balance $1200!!! My ultization is through the rough now.
What can I do about this? I know my score dropped.
@Mumford1310 wrote:I'm LIVID!! I just opened a capital one account on March 23rd. I accumlated charged on my cash rewards Capital one card totaling $1200. My goal was to PIF by the due date, May 13 . Unfortunately, this morning I was alerted by my Equifax credit monitoring service that a new account was added - Capital one balance $1200!!! My ultization is through the rough now.
What can I do about this? I know my score dropped.
It's no big deal. Once you pay this off next month and it updates your utilization will drop.