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Has anyone else's Cap 1 statement cut earlier for the last few months?

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Mumford1310
Established Member

Re: Has anyone else's Cap 1 statement cut earlier for the last few months?

I'm LIVID!! I just opened a capital one account on March 23rd.  I accumlated charged on my cash rewards Capital one card totaling $1200.  My goal was to PIF by the due date, May 13 .  Unfortunately, this morning I was alerted by my Equifax credit monitoring service that a new account was added - Capital one balance $1200!!!  My ultization is through the rough now.

What can I do about this?  I know my score dropped. 


Starting Score: EQ 656 EXP696 TU 677
Current Score: EQ 656 EXP696 TU 677
Goal Score: 760


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Message 21 of 22
MarineVietVet
Moderator Emeritus

Re: Has anyone else's Cap 1 statement cut earlier for the last few months?


@Mumford1310 wrote:

I'm LIVID!! I just opened a capital one account on March 23rd.  I accumlated charged on my cash rewards Capital one card totaling $1200.  My goal was to PIF by the due date, May 13 .  Unfortunately, this morning I was alerted by my Equifax credit monitoring service that a new account was added - Capital one balance $1200!!!  My ultization is through the rough now.

What can I do about this?  I know my score dropped. 



It's no big deal. Once you pay this off next month and it updates your utilization will drop.

Message 22 of 22
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