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Contributor
Bigfoot_321
Posts: 87
Registered: ‎12-22-2010

Has anyone else seen this?

I just received the latest statement for my credit steps Capital One mastercard and the apr has unexpectedly gone down from 19.99% to 14.90%. No letter or anything. Does this happen often? All I need now is a cli as if that's going to happen...

Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: Has anyone else seen this?

this is around the time when alot of banks do thier thing and review accounts and change terms... so maybe thats why.


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LS2982
Posts: 15,096
Registered: ‎04-09-2011

Re: Has anyone else seen this?


Bigfoot_321 wrote:

I just received the latest statement for my credit steps Capital One mastercard and the apr has unexpectedly gone down from 19.99% to 14.90%. No letter or anything. Does this happen often? All I need now is a cli as if that's going to happen...


It happens with good payment history and usage. Congrats!!!




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tinuviel
Posts: 4,023
Registered: ‎11-02-2010

Re: Has anyone else seen this?


LS2982 wrote:

Bigfoot_321 wrote:

I just received the latest statement for my credit steps Capital One mastercard and the apr has unexpectedly gone down from 19.99% to 14.90%. No letter or anything. Does this happen often? All I need now is a cli as if that's going to happen...


It happens with good payment history and usage. Congrats!!!


 

+1 -- congrats!



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