Has anyone ever NOT gone for a second Amex 3xCLI?

[elvigy]

I didn't do the full 3x at 61 days either. I started with a $6k limit and requested (and was approved) to round it up to $10k, which is plenty for me. With the other lines I have, my total available credit is about 70% of my income. That seems plenty for me. If I ever need more than that then something has gone seriously wrong in my life. Plus, I like the nice round number. I have two cards at an even 10k now.

[FutureBillionaire]

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@enharu wrote:
I haven't tried the 3x CLI either. I'm planning to get another Amex revolver in jan and will try to request for a 3x CLI on that card then.

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I did the initial one, but not a second one. I also plan to try for another revolver and to cancel my PRG.  I'll be going for the Blue Sky or SPG I think.  I haven't yet made up my mind.

Which one are you going for?

[Walt_K]

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@noobody wrote:
my initial BCE CL is almost 20k, CSP is my main driver now, if anything, i want to CLD it to 8-10k since i read somewhere, the TOTAL revolver CL with amex cap at 34.5k

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The total revolver CL with Amex is not $34.5K.  I have $50K on 3 cards.  I wouldn't preemptively CLD in any event.  If you are at the max that Amex will extend you, you can seek to reallocate credit when and if you are denied a new card.  

[enharu]

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@FutureBillionaire wrote:

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@enharu wrote:
I haven't tried the 3x CLI either. I'm planning to get another Amex revolver in jan and will try to request for a 3x CLI on that card then.

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I did the initial one, but not a second one. I also plan to try for another revolver and to cancel my PRG.  I'll be going for the Blue Sky or SPG I think.  I haven't yet made up my mind.

Which one are you going for?

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I'll probably get the SPG. 

[nagisa]

I did the full 3x CLI at 61 days and then haven't done one since. The CL I have is more than plenty and I'm not sure I would gain anything by doing another.

What is a 'safe' credit-to-income ratio anyway?