Just awful! It's like Fingerhut and Chevron married and that store was their offspring. 
Ouch^
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200I agree Chevron CC and Visa are VERY useless, only plus to it is the SP CLI and allowing you to have a high CL. Other than that its not worth carrying a balance. Just charge a full tank and pay it in full when statement arrives.