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Has anyone ever heard of a successful Cap One Recon after denial? Ever?

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happy0510
Established Contributor

Has anyone ever heard of a successful Cap One Recon after denial? Ever?

I just sent a recon letter to them.  I attached my paystub and business card cause I thought it might help.  What do you think?


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Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Has anyone ever heard of a successful Cap One Recon after denial? Ever?

I tried several times for a recon with cap one.  They would not budge.
Message 2 of 4
happy0510
Established Contributor

Re: Has anyone ever heard of a successful Cap One Recon after denial? Ever?

I hate that because in the letter it says:

 

"If you have additional information you wish to submit to us that might influence our decision, feel free to write to us at the address listed at the top of this letter."

 

WhY? Why would Cap One even put that in their letters if they are always going to come back with a denial? You would think they'd just leave that out so they don't have to waste their time on these recons!!


Starting Score: 615
Current Score: 709
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 4
Too_much_debt
Valued Member

Re: Has anyone ever heard of a successful Cap One Recon after denial? Ever?

nope -- doesn't happen.
TU 712; EQ 739; EX 736 -- As of 07/01/2015
Message 4 of 4
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