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Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Has anyone ever used a Visa Signature for a BT?

Just like the subject line, has anyone used a Visa Signature to transfer a balance? I have one that reports as a flexible spending account and shows a limit on True Credit. I'm mostly curious about the impact on utilization, if any, by rolling a couple of balances onto it. Any suggestions would be helpful. Cheers!

Epic Contributor
Posts: 24,157
Registered: ‎10-23-2007
0

Re: Has anyone ever used a Visa Signature for a BT?

well if you have never had the balance as high as you want to bt, it will look like your credit line and while at the full balance you will show 100% util but as you pay down you will now have a much higher cl reporting than you currently do

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Has anyone ever used a Visa Signature for a BT?

What about a down-grade, if you will, to a non Signature card? Has anyone ever tried that?

Epic Contributor
Posts: 24,157
Registered: ‎10-23-2007
0

Re: Has anyone ever used a Visa Signature for a BT?

that's usually an option

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
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