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Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008

Has anyone ever used a Visa Signature for a BT?

Just like the subject line, has anyone used a Visa Signature to transfer a balance? I have one that reports as a flexible spending account and shows a limit on True Credit. I'm mostly curious about the impact on utilization, if any, by rolling a couple of balances onto it. Any suggestions would be helpful. Cheers!

Mega Contributor
Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Re: Has anyone ever used a Visa Signature for a BT?

well if you have never had the balance as high as you want to bt, it will look like your credit line and while at the full balance you will show 100% util but as you pay down you will now have a much higher cl reporting than you currently do

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008

Re: Has anyone ever used a Visa Signature for a BT?

What about a down-grade, if you will, to a non Signature card? Has anyone ever tried that?

Mega Contributor
Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Re: Has anyone ever used a Visa Signature for a BT?

that's usually an option

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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