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Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Has anyone ever used a Visa Signature for a BT?

Just like the subject line, has anyone used a Visa Signature to transfer a balance? I have one that reports as a flexible spending account and shows a limit on True Credit. I'm mostly curious about the impact on utilization, if any, by rolling a couple of balances onto it. Any suggestions would be helpful. Cheers!

Epic Contributor
Creditaddict
Posts: 21,489
Registered: ‎10-23-2007
0

Re: Has anyone ever used a Visa Signature for a BT?

well if you have never had the balance as high as you want to bt, it will look like your credit line and while at the full balance you will show 100% util but as you pay down you will now have a much higher cl reporting than you currently do

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008
0

Re: Has anyone ever used a Visa Signature for a BT?

What about a down-grade, if you will, to a non Signature card? Has anyone ever tried that?

Epic Contributor
Creditaddict
Posts: 21,489
Registered: ‎10-23-2007
0

Re: Has anyone ever used a Visa Signature for a BT?

that's usually an option

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:

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