Reply
Established Member
amac373
Posts: 36
Registered: ‎07-30-2012
0

Has anyone got instant approval for US Bank Cash+?

I have been sitting on my hands trying not to apply for this card for a little bit now and have pretty much only seen stories where people get the 7-10 days. Anybody have any success getting instant approval?

Regular Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012
0

Re: Has anyone got instant approval for US Bank Cash+?

VERY interested as well. Plz keep us posted. I opened accounts and have begun to save money with them with the intent to harvest this card soon :-).

 

GOOD LUCK

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | Citi Hilton Honors Reserve ($14,000) | US Bank Cash+ Visa Signature ($13,500) | AMEX H. Honors ($6,000) | FNBO Platinum MC $5,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000)
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Has anyone got instant approval for US Bank Cash+?

We got the 7 day. I think that is the normal for this card.

 

Once you apply, you can call an talk with underwriting and they will update the status. As I remember, I used the phone number from the sticky in this forum.

 

Good luck! It is a great card to have.

Ray

** Every Card has a Job, and Every Card does its Job **

Regular Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012
0

Re: Has anyone got instant approval for US Bank Cash+?

What bureau do they pull from? Working on an issue with EQ now so they wouldn't be my current favorite.

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | Citi Hilton Honors Reserve ($14,000) | US Bank Cash+ Visa Signature ($13,500) | AMEX H. Honors ($6,000) | FNBO Platinum MC $5,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000)
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Has anyone got instant approval for US Bank Cash+?


CreditEd wrote:

What bureau do they pull from? Working on an issue with EQ now so they wouldn't be my current favorite.


EQ and I am in Minnesota.

 

Ray

** Every Card has a Job, and Every Card does its Job **

Valued Contributor
Imhotrodcrazy
Posts: 1,549
Registered: ‎03-11-2009
0

Re: Has anyone got instant approval for US Bank Cash+?

I did my app by phone both times.  I got an instant approval when I applied for my FlexPerks card and when I asked for it to be converted to the new Cash plus card.  They pulled EX for me in So Cal.  They did not HP for my PC to the Cash plus card. 

FICOS
TU 805 12/12/14
EX 806 10/26/14
EQ 829 12/13/14
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Established Contributor
bamagirl1
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Has anyone got instant approval for US Bank Cash+?

Hi!

I was told by US Bank rep that if you apply (we were talking about over internet, not sure about other ways) that it would always give that message as they manually review and approve. I was approved for this card but again I got the 7-10 day msg which i was told is normal/typical. I think I called and checked after about 3-4 days and I was approved.  Then 2 months later without me asking they CLI me $3000...sweet..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Has anyone got instant approval for US Bank Cash+?

Bribro was instantly approved for 25k, but I think he's the only one so far.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
android01
Posts: 1,226
Registered: ‎09-22-2009
0

Re: Has anyone got instant approval for US Bank Cash+?

I PC'd from the flexcard with no problem.  No wait as I didn't really apply.  15K CL.

EQ FICO - EQ08 - 850 -10/22/14
TU FICO - TU08 - 850 - 10/22/14
EX FICO - EX08 - 850 - 10/22/14
New Contributor
shinedown87
Posts: 65
Registered: ‎10-03-2012
0

Re: Has anyone got instant approval for US Bank Cash+?

Does anyone know what exactly it means that my US Bank Cash+ application "requires verification." I called the automated number to check on my application from two days ago, and was told that it was still in process. I stayed on the line to talk to a customer service representative and she told me that it required verification and that I should call next Wednesday.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}