Has anyone had any success having a credit card issuer waive the 3% balance transfer fee? It would be nice transferring a small balance to put payments through an account instead of making purchases on a new card I don't need.
Thanks for your help in advance!
Thanks for your help in advance!
@theeurotuner wrote:
Has anyone had any success having a credit card issuer waive the 3% balance transfer fee? It would be nice transferring a small balance to put payments through an account instead of making purchases on a new card I don't need.
Thanks for your help in advance!
Never tried it.
More than likely your getting 0% on the BT so I highly doubt they'd go for not getting any kind of fee for the BT unless it was already stated in the T & C.
Are you talking about transferring to one of your exsisting accounts? If not, you might try the Slate card from Chase. It is the only one I know of that is offering 0s across the board on BTs. Since you already have a Freedom, you should have no problem getting the Slate, if your history with Chase is solid.
@FocusedAndDetermined wrote:Are you talking about transferring to one of your exsisting accounts? If not, you might try the Slate card from Chase. It is the only one I know of that is offering 0s across the board on BTs. Since you already have a Freedom, you should have no problem getting the Slate, if your history with Chase is solid.
I believe the OP is looking for a BT on an existing account with no fees and trying not to open a new account to do it.
I'm confused to your reasoning on this. If the payments are small then why do you need a card with a 0% fee? Are you trying to generate activity on multiple cards using a single purchase? The only card I know of with 0% transfer fee is the Chase Slate sign up offer.
I have gotten promos from my chase amazon card where the BT fee was only 1% and the 0% was for 12 months.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Sorry for the delayed response! All of you are partially right lol. I opened a bofa card recently and don't need anything so just wanted to show activity without buying something I don't need. I think it may just be easier to just fill up my tank one a month to get some payments through that account!
I guess I always make everything more complicated than it has to be. Thanks for all of your responses.
I guess I always make everything more complicated than it has to be. Thanks for all of your responses.
Just go to a 7-11 or something and buy a bag of beef jerky and a slurpee. I have a card I don't plan on using much so I just threw my cat's monthly vet plan($25) on it. It easy to show activity without complicating things.