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Has anyone heard about GoBank™?

Established Contributor

Re: Has anyone heard about GoBank™?

I was bummed about ally banks rates and found 

 

https://www.incrediblebank.com/

 

Looks legit.  In their FAQ page says the credit pull they use is a soft hit.  I ASSUME that it wouldn't be a hard inquiry.  I'll call tomorrow to double check. 

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 11 of 13
Super Contributor

Re: Has anyone heard about GoBank™?


zyzzus wrote:

I was bummed about ally banks rates and found 

 

https://www.incrediblebank.com/

 

Looks legit.  In their FAQ page says the credit pull they use is a soft hit.  I ASSUME that it wouldn't be a hard inquiry.  I'll call tomorrow to double check. 


Yes, it is legit.  I had it for a year. They didn't have ACH feature. You need to find some way to ACH to the account. Their customer service was just average. I had problem to activate the debit card. They pulled soft from EXP to open checking account. By the way, you have to sign up online statement to avoid service charge.  I think Ally or Capital One 360 (ING Direct) are better.

 

 

Ron.

Message 12 of 13
Highlighted
Established Contributor

Re: Has anyone heard about GoBank™?


Ron1 wrote:

zyzzus wrote:

I was bummed about ally banks rates and found 

 

https://www.incrediblebank.com/

 

Looks legit.  In their FAQ page says the credit pull they use is a soft hit.  I ASSUME that it wouldn't be a hard inquiry.  I'll call tomorrow to double check. 


Yes, it is legit.  I had it for a year. They didn't have ACH feature. You need to find some way to ACH to the account. Their customer service was just average. I had problem to activate the debit card. They pulled soft from EXP to open checking account. By the way, you have to sign up online statement to avoid service charge.  I think Ally or Capital One 360 (ING Direct) are better.

 

 

Ron.


Thanks Ron.  I find it a bit limiting that there is no ACH offered through them.  I can push/pull with either chase/ally/usaa.  I have another reward checking account I just want a spot to put bill pay money.  I really appreciate you confirming no hard pull as well.  

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 13 of 13