@Ron1 wrote:
@zyzzus wrote:
I was bummed about ally banks rates and found
https://www.incrediblebank.com/
Looks legit. In their FAQ page says the credit pull they use is a soft hit. I ASSUME that it wouldn't be a hard inquiry. I'll call tomorrow to double check.
Yes, it is legit. I had it for a year. They didn't have ACH feature. You need to find some way to ACH to the account. Their customer service was just average. I had problem to activate the debit card. They pulled soft from EXP to open checking account. By the way, you have to sign up online statement to avoid service charge. I think Ally or Capital One 360 (ING Direct) are better.
Ron.
Thanks Ron. I find it a bit limiting that there is no ACH offered through them. I can push/pull with either chase/ally/usaa. I have another reward checking account I just want a spot to put bill pay money. I really appreciate you confirming no hard pull as well.
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
