Yes, I have and I didn't get very far. I wrote a letter asking for a reconsideration for the Dividend Platinum Select, in the letter I asked for a credit line that they saw fit, insinuating that they can give me a small credit line so that I could build their trust...so on and so fourth. A few days after mailing the letter, I got a call from a woman from one of their banks saying the my application was still denied. It was very frustrating because they say people with high inquiries pose a greater risk to abusing credit, yet looking at my payment history, and utilization, I have never even came close to abusing what credit I do have. Also, all three of my scores are above 715, so basically I took it as they simply did not want to lend to me.
So in my opinion every denial is worth a recon because you already have the hard pull, but I wouldn't get your hopes up, unless you are trying to recon with Barclay, in which case, recon's are cake.
