Has anyone seen a credit card with lower fees than this one?

[Anonymous]

[Anonymous]

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@Anonymous wrote:

Still looking for images of the cardholder agreement to validate your claims.

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You know, that's pretty annoying. As if I'd make it up out of the blue. 

[Anonymous]

Thanks for posting.  I think it's an amazing card, if you can get approved at the lower end APR.  Variable rate cards are always tricky.  I don't think I can qualify for membership or I might apply.  If I could only choose one card it might be something like this.  1.5% rewards, great fee table.

[Anonymous]

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@Anonymous wrote:

Thanks for posting.  I think it's an amazing card, if you can get approved at the lower end APR.  Variable rate cards are always tricky.  I don't think I can qualify for membership or I might apply.  If I could only choose one card it might be something like this.  1.5% rewards, great fee table.

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Empower is the tyupe of credit union to give you a credit line increase and APR reduction without even doing a soft pull or a hard pull. I would say the card will build from a small limit, high APR card, to a high limit, low APR card within the matter of 2-3 years, if not before that.