Reply
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Has it been a year on myFICO already?

[ Edited ]
I can't believe it's been a year since I started out to fix my credit. From the low 500s and Credit One, Capital One, and HSBC, to the 700s and high 600s and Amex, Discover, and NFCU.

Thanks to all that have helped, given advice, and supported me along the way!

Message Edited by FretlessMayhem on 08-03-2008 10:51 AM
Here we go again...
Regular Contributor
inquring_minds
Posts: 171
Registered: ‎08-11-2007

Re: Has it been a year already?

[ Edited ]
Congrats!
 
I feel the same way - have gone from a car loan of 19% down to 6.29% on a refi with Chase.  Scores all above 720 (except Exp) :smileymad:
 
Otherwise it feels great :smileyvery-happy:


Message Edited by inquring_minds on 08-03-2008 07:26 AM
Great Credit is Sexy :smileywink:

May 2013 - TU 699 / EX 718 / EQ 737


Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008

Re: Has it been a year already?

[ Edited ]
I have only been at this for about 4 months and have went up about 100 points :smileyvery-happy:, but I still have a long way to go :smileysad:  With the help that I get from this board I will be there before you know it :smileyhappy:


Message Edited by robertkinder on 08-03-2008 10:30 AM
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552
Regular Contributor
inquring_minds
Posts: 171
Registered: ‎08-11-2007

Re: Has it been a year already?

RobertK - keep your head up!
 
It will get better, stay disciplined!
 
:smileyhappy:
Great Credit is Sexy :smileywink:

May 2013 - TU 699 / EX 718 / EQ 737


Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Has it been a year already?

[ Edited ]
I been working on my Credit for like 5 months now my TU report has gone up almost 100 Points EX 30 EQ 40. so i'v done pretty good so far. I have 6 new CC something i didnt have 2 months ago.


Message Edited by mjbfan79 on 08-03-2008 07:36 AM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
New Contributor
Susyflower
Posts: 69
Registered: ‎07-15-2008

Re: Has it been a year already?

Congratulations on all your credit success so far.  You deserve it, especially when it was your hard work and diligence that caused the success!
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007

Re: Has it been a year on myFICO already?

Congrats on your progress, FM, and happy myFICO anniversary!
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
jaysdad2k
Posts: 368
Registered: ‎02-07-2008

Re: Has it been a year on myFICO already?

Way to go Fret!
 
You're practically an "Elder Statesman" now.
 
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: Has it been a year on myFICO already?

time flys when your haing fun-
 
Congrats Fret-
Established Contributor
l9ikjam
Posts: 662
Registered: ‎09-07-2007

Re: Has it been a year on myFICO already?

I'm in da same boat with you. In the next couple of Months a lot of my cards will be hitting the 1 year mark. Now I just gotta stop getting new cards so by this time next year all of my cards will be over 1 year old. CONGRATS
Advice is what we ask for when we already know the answer but wish we didn't.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+