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Has it been a year on myFICO already?

Senior Contributor

Has it been a year on myFICO already?

I can't believe it's been a year since I started out to fix my credit. From the low 500s and Credit One, Capital One, and HSBC, to the 700s and high 600s and Amex, Discover, and NFCU.

Thanks to all that have helped, given advice, and supported me along the way!

Message Edited by FretlessMayhem on 08-03-2008 10:51 AM
Here we go again...
Message 1 of 10
9 REPLIES
Regular Contributor

Re: Has it been a year already?

Congrats!
 
I feel the same way - have gone from a car loan of 19% down to 6.29% on a refi with Chase.  Scores all above 720 (except Exp) Smiley Mad
 
Otherwise it feels great Smiley Very Happy


Message Edited by inquring_minds on 08-03-2008 07:26 AM
Great Credit is Sexy Smiley Wink EQ 793 / TU 791 / EX 773, 6/2017
Message 2 of 10
Valued Contributor

Re: Has it been a year already?

I have only been at this for about 4 months and have went up about 100 points Smiley Very Happy, but I still have a long way to go Smiley Sad  With the help that I get from this board I will be there before you know it Smiley Happy


Message Edited by robertkinder on 08-03-2008 10:30 AM
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 3 of 10
Regular Contributor

Re: Has it been a year already?

RobertK - keep your head up!
 
It will get better, stay disciplined!
 
Smiley Happy
Great Credit is Sexy Smiley Wink EQ 793 / TU 791 / EX 773, 6/2017
Message 4 of 10
Valued Contributor

Re: Has it been a year already?

I been working on my Credit for like 5 months now my TU report has gone up almost 100 Points EX 30 EQ 40. so i'v done pretty good so far. I have 6 new CC something i didnt have 2 months ago.


Message Edited by mjbfan79 on 08-03-2008 07:36 AM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 5 of 10
New Contributor

Re: Has it been a year already?

Congratulations on all your credit success so far.  You deserve it, especially when it was your hard work and diligence that caused the success!
Message 6 of 10
Moderator Emeritus

Re: Has it been a year on myFICO already?

Congrats on your progress, FM, and happy myFICO anniversary!
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 7 of 10
Frequent Contributor

Re: Has it been a year on myFICO already?

Way to go Fret!
 
You're practically an "Elder Statesman" now.
 
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Message 8 of 10
Moderator Emeritus

Re: Has it been a year on myFICO already?

time flys when your haing fun-
 
Congrats Fret-
Message 9 of 10
Established Contributor

Re: Has it been a year on myFICO already?

I'm in da same boat with you. In the next couple of Months a lot of my cards will be hitting the 1 year mark. Now I just gotta stop getting new cards so by this time next year all of my cards will be over 1 year old. CONGRATS
Advice is what we ask for when we already know the answer but wish we didn't.
Message 10 of 10