Reply
Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012

Re: Has your opinion of Capital One changed?

My opinion of Captail One remains the same. They offered us credit when no one else did. Sure, they're hard to grow with, but without them we would not be where we are now. Capital One paved our way for repairing previously low credit and getting us the cards we have now along with a decent car loan. In a few years with good use, I imagine we'll be ready for a mortgage.

 

So while it is true they are difficult to grow with, I could  never belittle the company that helped us get on our feet with credit. I like them. I won't be closing them anytime soon if at all. 


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: Has your opinion of Capital One changed?

I've always loved cap1.they started me with 3k before i had any history, then PCd me to cash rewards with no hassle, i got my credit steps increase to 3.5k and then they offered me a PC to venture card which i will be taking after I get my 50% anniversary bonus.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+