@B335is wrote:
@audia4 wrote:Once again I wanted to confirm.
So my limit now is $10k. I want to get it to the $24.5k or whatever it is they allow without asking for info.
So when I ask for the increase I'm going to ask for another $14.5k? Or does it ask you "what do you want your limit to be?" and you put $24.5k?
You enter whatever you want your new limit to be, so put $24.5k if that's what you want to request.
Thanks.
Hello! I have a question regarding my Amex Delta, not meaning to hijack the thread but want to make sure I amusing my card correctly because I was a low approval. I have 1000k limit and my card was opened Sept 24. I am unsure if there has been any soft pulls, where should I check, experian.com? My card has been used alot and I have made one payment and about to make another payment tomorrow to bring the balance down from 880 to 300. Is this correct way to ensure my 61 CLI, because I need it due to the low limit.
@MYCherie
Yes, check Experian for any SP's. They will use the last sp along with your overall credit portfolio. Tbh, $300 reporting on a $1000 CL may seem high if your file has some baddies.
Yes, check Experian for any SP's. They will use the last sp along with your overall credit portfolio. Tbh, $300 reporting on a $1000 CL may seem high if your file has some baddies.
@ Lexie What balance should I have ? and should I make sure to pay before my balance reports or after? Thanks. 
That's hard to say but I would guess having it as low as possible would increase your chances. Some have been successful at CLI's with util over 25% but there overall profile may have been different.
Definitely check your CR's and decide based on the last sp if your timing to seek an increase is wise.
Definitely check your CR's and decide based on the last sp if your timing to seek an increase is wise.
Thanks Lexie!
@MYCherie wrote:Hello! I have a question regarding my Amex Delta, not meaning to hijack the thread but want to make sure I amusing my card correctly because I was a low approval. I have 1000k limit and my card was opened Sept 24. I am unsure if there has been any soft pulls, where should I check, experian.com? My card has been used alot and I have made one payment and about to make another payment tomorrow to bring the balance down from 880 to 300. Is this correct way to ensure my 61 CLI, because I need it due to the low limit.
1000k thats an lot :-) do they even have limits in the millions lol
