10-20-2013 11:51 PM
I don't have anything to hide, but I don't want to get greedy and be declined is all. I honestly would be perfectly happy with just a 2x. Truth me known, I would take anything they would give me at the moment. It's better than nothing and definitely better than I have seen in 10 years. I just don't want to raise any red flags and make things anymore complicated than they have to be. I've had a complicated last 10 years to begin with. I will never use the 20k or anything close to that, but just having it in my profile for building credit is all I want. I was totally shocked when they gave me the $10k as a starting point. I almost had to call a squad for the heart attack symptoms I was experiencing when I made the phone call to get my limit 2 days later. That has probably been one of the biggest shocks of my life after being denied ANY credit over the last 10 years.
10-20-2013 11:59 PM
Haha, I know what you mean and I'm probably the LAST person you want on advice after Wally last week
I think Amex FR is a bit overrated IMHO, like it's a full blown IRS audit or something. Go with what you feel comfortable doing, that's what really matters.
10-21-2013 12:05 AM
10-21-2013 12:08 AM
So ask for 3x, see what the counter is.
Then email cap1 EO about that little orchard card and PC to quicksilver and huge cli
Credit solution walmart for huge cli too
Boom boom boom
Boom Boom has already happened. Orchard--->Cap One already declined me and Wally declined me 8 days ago. I'm still waiting on the denial letter to see why. If I get 1 more "boom", I may go off the deep end.
10-21-2013 12:16 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.