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Valued Contributor
j_casteel
Posts: 1,645
Registered: ‎06-21-2012

Re: Have Hard Limit Zync...Just Approved for Green

awesome news and congrats!!

 

next year sounds like will be a good year to get the Green and Blue from AMEX!

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:679 EX:706 TU:697
Goal Score: 700
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Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Have Hard Limit Zync...Just Approved for Green

Congrats! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Regular Contributor
Denny33142
Posts: 179
Registered: ‎07-12-2011

Re: Have Hard Limit Zync...Just Approved for Green

Interesting.... i applied just 2 weeks ago and was denied because i had the Hard Limit Zync.

 

I wonder if they finally realized how stupid that requirement was.

Moderator
Revelate
Posts: 8,161
Registered: ‎12-30-2011

Re: Have Hard Limit Zync...Just Approved for Green

Congrats and thank you for sharing. Will be interesting to see if the other hard limit Zync-holders can do similar.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 703, TU 708, EX 702* (05/30/14, EX older)
Goal Score: 700 in all three (01/01/15)


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Frequent Contributor
Jake0215
Posts: 260
Registered: ‎11-10-2011

Re: Have Hard Limit Zync...Just Approved for Green

Sounds like the system will still auto deny you. But it's encouraging someone got through, even though they had to jump through hoops. My hunch is if you have the auto pay and you want another card, probably still easier to close and reapply for another card later.


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Valued Contributor
creditnocash
Posts: 2,175
Registered: ‎07-23-2012

Re: Have Hard Limit Zync...Just Approved for Green

congrats and gives me hope i might be able to get a npsl charge with the hard hold and cancel that after i do. i dont want to give up zync but id rather have a npsl then a 500 limit you know. still waiting for my aaoa to go up slowly. one month at a time. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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