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Have Hard Limit Zync...Just Approved for Green

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j_casteel
Valued Contributor

Re: Have Hard Limit Zync...Just Approved for Green

awesome news and congrats!!

 

next year sounds like will be a good year to get the Green and Blue from AMEX!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 16
tinuviel
Moderator Emeritus

Re: Have Hard Limit Zync...Just Approved for Green

Congrats! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 12 of 16
Denny33142
Regular Contributor

Re: Have Hard Limit Zync...Just Approved for Green

Interesting.... i applied just 2 weeks ago and was denied because i had the Hard Limit Zync.

 

I wonder if they finally realized how stupid that requirement was.

Message 13 of 16
Revelate
Moderator Emeritus

Re: Have Hard Limit Zync...Just Approved for Green

Congrats and thank you for sharing. Will be interesting to see if the other hard limit Zync-holders can do similar.



        
Message 14 of 16
Jake0215
Frequent Contributor

Re: Have Hard Limit Zync...Just Approved for Green

Sounds like the system will still auto deny you. But it's encouraging someone got through, even though they had to jump through hoops. My hunch is if you have the auto pay and you want another card, probably still easier to close and reapply for another card later.


Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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Message 15 of 16
creditnocash
Valued Contributor

Re: Have Hard Limit Zync...Just Approved for Green

congrats and gives me hope i might be able to get a npsl charge with the hard hold and cancel that after i do. i dont want to give up zync but id rather have a npsl then a 500 limit you know. still waiting for my aaoa to go up slowly. one month at a time. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 16 of 16
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