Reply
Established Contributor
aussiesareforever
Posts: 740
Registered: ‎10-04-2010
0

Re: Have I paid my last CAP1 balance?


Jutz wrote:

Officially sockdrawered my Cap1.  No real reason to carry it around.  I took my old BOA Student Plat out for a reunion tour.  I  treated this card like crap, so I figured it might be a sign of good faith if I need to use a CC to run this and PIF.  I seriously don't think I ever PIF this card until I finally paid it to $0 after several years and put it away.

 

Hopefully it won't be too much longer until I can get a usable CC.  Even a charge card would be helpful right now since the limitations of a Debit card are pretty bad.  (Daily limit especially.  I can have it lifted, but only for a 24 hour span)


I don't even own a debit card anymore. I just go to the bank if I need cash. I lost my Bank of America debit card and they now charge $5 for a replacement card. No thank you.

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012
0

Re: Have I paid my last CAP1 balance?


aussiesareforever wrote:

Jutz wrote:

Officially sockdrawered my Cap1.  No real reason to carry it around.  I took my old BOA Student Plat out for a reunion tour.  I  treated this card like crap, so I figured it might be a sign of good faith if I need to use a CC to run this and PIF.  I seriously don't think I ever PIF this card until I finally paid it to $0 after several years and put it away.

 

Hopefully it won't be too much longer until I can get a usable CC.  Even a charge card would be helpful right now since the limitations of a Debit card are pretty bad.  (Daily limit especially.  I can have it lifted, but only for a 24 hour span)


I don't even own a debit card anymore. I just go to the bank if I need cash. I lost my Bank of America debit card and they now charge $5 for a replacement card. No thank you.


Oh BOA.  Pinching pennies wherever they can.  I was just explaining in another thread I dropped them during the Debit card monthly fee fiasco.  So insulting how they pass expenses along to us for things that used to be free.  They make billions, even if it's limited to 1 a year, you should be able to get a Debit card replacement at no cost.

 

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+