Have YOU burned AMEX? FR???

[Kostya1992]

Thread for AMEX cardholders, for science! Please try to be brief!

1. Have you ever burned AMEX? When?

2. Have you ever been delinquent with AMEX? How?

3. Have you burned/been delinquent with other creditors? BK?

4. Has AMEX FR'd you? How many times?

[core]

You first.

[Anonymous]

1. Yes, 1982.

2. Yes, BK 1982.

3. Yes, BK 1982

4. No, but I just got back in the Amex family a couple days ago.

[happypill]

Sorry, what does FR mean?

[Anonymous]

---

@happypill wrote:

Sorry, what does FR mean?

---

Financial Review.  Means you have to prove to AMEX that you have the income that you claimed you did when you applied 

[Kostya1992]

K. Ill post for mom.

1. No.

2. No.

3. Yes. 1 Collection & Late payments in 2010.

4. No.

[longtimelurker]

Also remember that FR isn't the only thing Amex may do.   Just like other companies, they sometimes simply close a card, no FR.

[1GaDawg85]

---

@Kostya1992 wrote:

Thread for AMEX cardholders, for science! Please try to be brief!

1. Have you ever burned AMEX? When?

2. Have you ever been delinquent with AMEX? How?

3. Have you burned/been delinquent with other creditors? BK?

4. Has AMEX FR'd you? How many times?

---

1. Yes 2012

2. Yes several 

3. Yes and yes

4. No

[Imperfectfuture]

1. No
2. No
3. Other creditors (most subprime), Yes, all Jan 2008.
4. No

New account

[Anonymous]

1. Yes, green charge was CO in 1991 (about $550 or so)

2. Since I got back in absolutely not, have PIF multiple times on my PRG and just got in the mail today my Delta Reserve.

3. I had with HSBC, but my main issue for the last several years was simply not using credit (debit card for all).

4. Thankfully no.  Citi hit me with one on my first app, so I passed.