Have you decided not to apply because of an ugly card???

[awiser]

Sorry, CPC members?

[JonStur]

A pyramid with..I guess..don't know...what is shooting off of it????

[eddie84]

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@awiser wrote:
Sorry, CPC members?

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Chase Private Client.  $100k+ and you can get your very own Palladium card! 

[enharu]

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@FinStar wrote:

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@09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks.

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Since you and the DH are current CPC members... maybe you might also like the FIA Fidelity PC AMEX to diversify your portfolio... easier on the eyes Lexie ...lol

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The black card is actually much nicer.

I thought about it briefly, and figured if I ever get the Fidelity card, it will be the black one. I ended up not getting either, since I couldn't really justify the AF. For me personally, I would be better off with the Amex Plat, Citi Prestige, Chase Ritz / United Club instead, I think.

Maybe the Fidelity private client has some exceptional benefits that I don't know about. The website doesn't help much with explaining the full benefits in detail either.

The Merill+ is a good looking card though. https://www.rewards.ml.com/RWDapp/ml/merrillplus

However, it requires 50k in annual spending on that card just to qualify for the PLUS level tier. 

Not too sure if I want to drop 50k on that card just for some additional perks. The website does a horrible job explaining the full benefits of Plus tier as well. 

[GaTech]

Amex BCE is a pretty card, but it feels very flimsy/cheaply made. Is the Cap1 Quicksilver 1.5% cash back card just as bad?

[CreditScholar]

I can't say this has ever happened to me, but then again I've never wanted a card (for benefits sake) that was really ugly anyways. If it did it would be a slight deterrant, but would be overcome if the benefits were significantly better than what I already have.

If a card is really ugly, you can still use it for "unseen transactions" such as online purchases, insurance payments, etc. You may not reap the full benefits of the card this way, but at least you can get part of it.

[CreditScholar]

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@enharu wrote:

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@FinStar wrote:

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@09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks.

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Since you and the DH are current CPC members... maybe you might also like the FIA Fidelity PC AMEX to diversify your portfolio... easier on the eyes Lexie ...lol

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The black card is actually much nicer.

I thought about it briefly, and figured if I ever get the Fidelity card, it will be the black one. I ended up not getting either, since I couldn't really justify the AF. For me personally, I would be better off with the Amex Plat, Citi Prestige, Chase Ritz / United Club instead, I think.

Maybe the Fidelity private client has some exceptional benefits that I don't know about. The website doesn't help much with explaining the full benefits in detail either.

The Merill+ is a good looking card though. https://www.rewards.ml.com/RWDapp/ml/merrillplus

However, it requires 50k in annual spending on that card just to qualify for the PLUS level tier. 

Not too sure if I want to drop 50k on that card just for some additional perks. The website does a horrible job explaining the full benefits of Plus tier as well. 

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The Fidelity PC card is essentially the same flat 2% cash back version plus Priority Pass Select. The AF is $200, so it's the cheapest card that offers PPS since the Ameriprise WEMC doesn't offer that benefit anymore to new applicants.

[awiser]

@GaTech Yes, the Cap One QS is flimsy, too. Not as flimsy as Amazon Store card, though. That's literally paper.

[ACcash]

in my (personal) opinion, chase freedom is very ugly -- although other chase cards look very good.

and this is precisely the reason i haven't applied for chase freedom -- i know it is irrational. but i just don't like the card

[burghpa]

I agree, I prefer better looking cards. But at this point, I will take any card