Reply
Regular Contributor
Posts: 158
Registered: ‎03-10-2012
0

Re: Have you decided not to apply because of an ugly card???

lol...

 

I have one of these:

 

 

Super Contributor
Posts: 10,903
Registered: ‎04-22-2013
0

Re: Have you decided not to apply because of an ugly card???


FinStar wrote:

enharu wrote:

I'm not one who would apply for a card just because it looks nice, but I may stay away from a card that looks exceptionally ugly however, unless the rewards / sign-up bonus are THAT compelling for me to want to ignore its appearance.

One good example: https://www.fidelity.com/cash-management/american-express-cards

 

I would be very hesitant about using this card in front of business partners purely just to avoid weird looks from them. I can easily get 3CCP out of each UR, so even a 1UR per dollar purchase on my CSP will still net me more value than a 2% cashback card in general. Otherwise, the 2% cashback for everything is a nice touch.


LOL... now that's funny enharu.  I've used this one many a times and I've yet to see anyone's face go aghast just from its pure looks - even with business clients.  But I guess it all depends on the business, the clients and location...


I agree!  I use the card all the time, no reaction from anyone.   It's merely a strange color, not a particularly offensive design.  Now if, as enharu states, ou can get  better rewards  elsewhere, then certainly no need to consider.  But appearance comes absolutely nowhere in my selection criteria.   And if people are put off by the appearance of my card, then they probably would be put off by many other aspects of me (the poisonous green drool that drips from my mouth for example, same color as the card come to think of it!)

Valued Contributor
Posts: 9,055
Registered: ‎10-21-2012
0

Re: Have you decided not to apply because of an ugly card???


longtimelurker wrote:

FinStar wrote:

enharu wrote:

I'm not one who would apply for a card just because it looks nice, but I may stay away from a card that looks exceptionally ugly however, unless the rewards / sign-up bonus are THAT compelling for me to want to ignore its appearance.

One good example: https://www.fidelity.com/cash-management/american-express-cards

 

I would be very hesitant about using this card in front of business partners purely just to avoid weird looks from them. I can easily get 3CCP out of each UR, so even a 1UR per dollar purchase on my CSP will still net me more value than a 2% cashback card in general. Otherwise, the 2% cashback for everything is a nice touch.


LOL... now that's funny enharu.  I've used this one many a times and I've yet to see anyone's face go aghast just from its pure looks - even with business clients.  But I guess it all depends on the business, the clients and location...


I agree!  I use the card all the time, no reaction from anyone.   It's merely a strange color, not a particularly offensive design.  Now if, as enharu states, ou can get  better rewards  elsewhere, then certainly no need to consider.  But appearance comes absolutely nowhere in my selection criteria.   And if people are put off by the appearance of my card, then they probably would be put off by many other aspects of me (the poisonous green drool that drips from my mouth for example, same color as the card come to think of it!)


+1

 

LMAO!!!

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Have you decided not to apply because of an ugly card???

Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks. Smiley Sad
Frequent Contributor
Posts: 253
Registered: ‎05-21-2011
0

Re: Have you decided not to apply because of an ugly card???

Classic example of cool looking card with crappy benefits, look no further then citi diamond preferred card.
Delta Amex $9500.........Marriott Rewards Premier $6500.......Discover IT $4600......Citi Preferred $3900.........Chase Freedom $4800......Barclay(apple) $5100........BofA $1500.......Capital One $4500....FNO.....$4900.....Barclay(Hawaiian airlines)$11,000
Established Contributor
Posts: 910
Registered: ‎12-25-2010
0

Re: Have you decided not to apply because of an ugly card???


negg wrote:
Classic example of cool looking card with crappy benefits, look no further then citi diamond preferred card.

I know...it's a slick lookin card, all style no substance...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Regular Contributor
Posts: 149
Registered: ‎03-06-2013
0

Re: Have you decided not to apply because of an ugly card???

My Cap One Quicksilver isn't necessarily ugly, as much as it just looks cheap. Cashiers often do a double-take because it looks fake. I still use the heck out of it, though, because it's putting 1.5% cash back into my wallet.
Starting Score: WMT TU (3/13) 644. EQ FICO (3/13) 595
Current Score: WMT TU (8/14): 666. FICO's: EQ (8/14): 661. EX (7/14) 658. TU (7/14) 697 | Goal Score: 700s

Roll over images for details.
Valued Contributor
Posts: 9,055
Registered: ‎10-21-2012
0

Re: Have you decided not to apply because of an ugly card???


09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks. Smiley Sad

LOL... really?  Ok, let's see...  Robot LOL

 

New Member
Posts: 3
Registered: ‎09-25-2008
0

Re: Have you decided not to apply because of an ugly card???

I am three years late to this topic/question. And without a doubt I still covet the Continental One Pass Master Card... . Its simplistic beauty is second to none, in my opinion..United has still, so far, never captured the Beauty of this Card Design... So sad to see it and its Founding Company, Continental Airlines, go away..Cheers

Valued Contributor
Posts: 9,055
Registered: ‎10-21-2012
0

Re: Have you decided not to apply because of an ugly card???


09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks. Smiley Sad

Since you and the DH are current CPC members... maybe you might also like the FIA Fidelity PC AMEX to diversify your portfolio... easier on the eyes Lexie ...lol Robot tongue

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.