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Regular Contributor
awiser
Posts: 149
Registered: ‎03-06-2013
0

Re: Have you decided not to apply because of an ugly card???

Sorry, CPC members?
Starting Score: WMT TU (3/13) 644. EQ FICO (3/13) 595
Current Score: WMT TU (8/14): 666. FICO's: EQ (8/14): 661. EX (7/14) 658. TU (7/14) 697 | Goal Score: 700s

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Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: Have you decided not to apply because of an ugly card???

A pyramid with..I guess..don't know...what is shooting off of it????


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Established Contributor
eddie84
Posts: 613
Registered: ‎05-28-2013
0

Re: Have you decided not to apply because of an ugly card???

[ Edited ]

awiser wrote:
Sorry, CPC members?

Chase Private Client.  $100k+ and you can get your very own Palladium card:smileytongue:

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Have you decided not to apply because of an ugly card???

[ Edited ]

FinStar wrote:

09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks. :smileysad:

Since you and the DH are current CPC members... maybe you might also like the FIA Fidelity PC AMEX to diversify your portfolio... easier on the eyes Lexie ...lol :robottongue:

 


The black card is actually much nicer.

I thought about it briefly, and figured if I ever get the Fidelity card, it will be the black one. I ended up not getting either, since I couldn't really justify the AF. For me personally, I would be better off with the Amex Plat, Citi Prestige, Chase Ritz / United Club instead, I think.

 

Maybe the Fidelity private client has some exceptional benefits that I don't know about. The website doesn't help much with explaining the full benefits in detail either.

 

The Merill+ is a good looking card though. https://www.rewards.ml.com/RWDapp/ml/merrillplus

However, it requires 50k in annual spending on that card just to qualify for the PLUS level tier. 

Not too sure if I want to drop 50k on that card just for some additional perks. The website does a horrible job explaining the full benefits of Plus tier as well. 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
GaTech
Posts: 374
Registered: ‎02-10-2013
0

Re: Have you decided not to apply because of an ugly card???

Amex BCE is a pretty card, but it feels very flimsy/cheaply made. Is the Cap1 Quicksilver 1.5% cash back card just as bad?
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Have you decided not to apply because of an ugly card???

I can't say this has ever happened to me, but then again I've never wanted a card (for benefits sake) that was really ugly anyways. If it did it would be a slight deterrant, but would be overcome if the benefits were significantly better than what I already have.

 

If a card is really ugly, you can still use it for "unseen transactions" such as online purchases, insurance payments, etc. You may not reap the full benefits of the card this way, but at least you can get part of it.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Have you decided not to apply because of an ugly card???


enharu wrote:

FinStar wrote:

09Lexie wrote:
Sadly, I can say yes. The Fidelity Amex just makes my eyes bleed. It's sad that I am being so vain over how a cc looks. :smileysad:

Since you and the DH are current CPC members... maybe you might also like the FIA Fidelity PC AMEX to diversify your portfolio... easier on the eyes Lexie ...lol :robottongue:

 


The black card is actually much nicer.

I thought about it briefly, and figured if I ever get the Fidelity card, it will be the black one. I ended up not getting either, since I couldn't really justify the AF. For me personally, I would be better off with the Amex Plat, Citi Prestige, Chase Ritz / United Club instead, I think.

 

Maybe the Fidelity private client has some exceptional benefits that I don't know about. The website doesn't help much with explaining the full benefits in detail either.

 

The Merill+ is a good looking card though. https://www.rewards.ml.com/RWDapp/ml/merrillplus

However, it requires 50k in annual spending on that card just to qualify for the PLUS level tier. 

Not too sure if I want to drop 50k on that card just for some additional perks. The website does a horrible job explaining the full benefits of Plus tier as well. 


The Fidelity PC card is essentially the same flat 2% cash back version plus Priority Pass Select. The AF is $200, so it's the cheapest card that offers PPS since the Ameriprise WEMC doesn't offer that benefit anymore to new applicants.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Regular Contributor
awiser
Posts: 149
Registered: ‎03-06-2013
0

Re: Have you decided not to apply because of an ugly card???

@GaTech Yes, the Cap One QS is flimsy, too. Not as flimsy as Amazon Store card, though. That's literally paper.
Starting Score: WMT TU (3/13) 644. EQ FICO (3/13) 595
Current Score: WMT TU (8/14): 666. FICO's: EQ (8/14): 661. EX (7/14) 658. TU (7/14) 697 | Goal Score: 700s

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Established Member
ACcash
Posts: 20
Registered: ‎08-17-2013
0

Re: Have you decided not to apply because of an ugly card???

in my (personal) opinion, chase freedom is very ugly -- although other chase cards look very good.

 

and this is precisely the reason i haven't applied for chase freedom -- i know it is irrational. but i just don't like the card :smileysad:

Regular Contributor
burghpa
Posts: 165
Registered: ‎07-31-2013
0

Re: Have you decided not to apply because of an ugly card???

[ Edited ]

I agree, I prefer better looking cards. But at this point, I will take any card :smileyhappy:   

 

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