Hi everyone, I am looking for some information if anyone who has a target credit card and is using thier option of auto-pay for payment from a personal account and has had no problems with having late payments or any other issues from doing this. I just recieved a new card and I opt to do this but now I am afraid as I am hearing horror stories of tatics that some credit card companies do with late payments. For me I cannot ever have any late payments on any new account that I have or any mess-ups. Thank you for any information you have.
Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800