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Frequent Contributor
2FixMyCredit
Posts: 493
Registered: ‎02-02-2013

Having the urge to app

I have really been wanting to app! I think I need an intervention haha.  I know I shouldn't but GAH its hard not to :smileysad:

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Frequent Contributor
hutchj
Posts: 387
Registered: ‎06-15-2013

Re: Having the urge to app


2FixMyCredit wrote:

I have really been wanting to app! I think I need an intervention haha.  I know I shouldn't but GAH its hard not to :smileysad:


Go to the Garden. myjourney and 09Lexie will help you stay on course.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Valued Contributor
red259
Posts: 1,446
Registered: ‎06-05-2013

Re: Having the urge to app


2FixMyCredit wrote:

I have really been wanting to app! I think I need an intervention haha.  I know I shouldn't but GAH its hard not to :smileysad:


Don't do it. You will hurt your score and probably will not get the results you will get if you can hold out!


Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 730 6/27/14
Goal Score: 800 In garden until 1/2015
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: Having the urge to app


2FixMyCredit wrote:

I have really been wanting to app! I think I need an intervention haha.  I know I shouldn't but GAH its hard not to :smileysad:


I'm in same boat as you. I opened 5 accts this year.. my aaoa drops below 3.0 years.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Moderator
09Lexie
Posts: 24,405
Registered: ‎09-13-2012

Re: Having the urge to app

Established Contributor
JonStur
Posts: 902
Registered: ‎12-25-2010

Re: Having the urge to app

There is a moat around the garden filled with gators.... So just sit back relax and enjoy the breeze....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Frequent Contributor
2FixMyCredit
Posts: 493
Registered: ‎02-02-2013

Re: Having the urge to app

Hehe! Oh you fellow fico'rs make my day!

 

Well I don't think I'll be apping anytime soon :smileysad: My score dropped 33 points today from a  collection that a company failed to validate but still reported :smileysad:

Total CL: $40k+
Discover, BOA, GE, Cap 1, Chase, Barclay!
Gardening Start: 04/22/2013

Moderator
09Lexie
Posts: 24,405
Registered: ‎09-13-2012

Re: Having the urge to app

Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Having the urge to app

Glad your still with us..

 

while your gardening work on the baddie 

You know we support you 

 

 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13

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