Just wondering if anyone's had heating oil purchases count as a 'gas' category.
Normally I just pay with my bank card - didn't think to start using credit cards 'til i came around these parts 
Just want to get the last bit out of CreditOne before i drop them
@jonfive wrote:Just wondering if anyone's had heating oil purchases count as a 'gas' category.
Normally I just pay with my bank card - didn't think to start using credit cards 'til i came around these parts
Just want to get the last bit out of CreditOne before i drop them
How credit card companies define "gas" or other category is entirely different than what exactly you bought.
Mostly the transaction is coded/categorized by the store where you made the transaction from. Please look up MCC Merchant code for more details.
Therefore, you could buy food in a gas station and still count as "gas" category. It's also true that you could buy gas in a store and had it not count as "gas" category if the store was not internally labeled and qualified for "gas" category.
You could simply try to make a purchase and see if you actually end up with the cash back after one statement.
@csryang wrote:
@jonfive wrote:Just wondering if anyone's had heating oil purchases count as a 'gas' category.
Normally I just pay with my bank card - didn't think to start using credit cards 'til i came around these parts
Just want to get the last bit out of CreditOne before i drop them
How credit card companies define "gas" or other category is entirely different than what exactly you bought.
Mostly the transaction is coded/categorized by the store where you made the transaction from. Please look up MCC Merchant code for more details.
Therefore, you could buy food in a gas station and still count as "gas" category. It's also true that you could buy gas in a store and had it not count as "gas" category if the store was not internally labeled and qualified for "gas" category.
You could simply try to make a purchase and see if you actually end up with the cash back after one statement.
Yeah, i've got a few cents from buying from the local station.
maybe i'll use my citi dc instead for a guaranteed reward instead.
Once i get a real gas card, i'll test it out with the oil company and see how it's coded. may not be worth dumping $500+ for a "chance" that it'll be a reward.
Looks good that it may be coded as gas - the local gas station is the delivery service, but again, i'll test it out with a smaller amount - i'll order 50 gallons or so and see what happens. There's no delivery fee for it anyways.
There's always the chance that they've made a seperate entity for their delivery service (inc/corp/llc) that differs from the station itself with it's own, new merchant code.
Thank you!