I have come a long way in a short time thanks to this forum. In the last 3 months I have increased my available credit from $3250 to $47000!!! I was just approved for CSP and Amex True Earnings this week. It was time to say goodbye to Merrick Bank and also my Direct Rewards Discover. They gave me credit years ago when no one really would, but they remained unchanged. Capital One is getting the ax next since they refuse to cancel the annual fees on the 2 cards I have with them. As another post put it...."Grow or Die" 
CONGRATS
Congrats, that's amazing!
@THenry wrote:I have come a long way in a short time thanks to this forum. In the last 3 months I have increased my available credit from $3250 to $47000!!! I was just approved for CSP and Amex True Earnings this week. It was time to say goodbye to Merrick Bank and also my Direct Rewards Discover. They gave me credit years ago when no one really would, but they remained unchanged. Capital One is getting the ax next since they refuse to cancel the annual fees on the 2 cards I have with them. As another post put it...."Grow or Die"
edited for formatting lol
Congratulations!
Starting Score: 639 (Walmart TU)
Thanks everyone. This was the last card I wanted. I had pre-qualification for freedom and slate so I thought now was the time. I apped in the branch so I ended up getting the targeted offer for 40,000 points after $2000 spend. Im going to the garden for at least a year so these new accounts can age well.
@THenry wrote:I have come a long way in a short time thanks to this forum. In the last 3 months I have increased my available credit from $3250 to $47000!!! I was just approved for CSP and Amex True Earnings this week. It was time to say goodbye to Merrick Bank and also my Direct Rewards Discover. They gave me credit years ago when no one really would, but they remained unchanged. Capital One is getting the ax next since they refuse to cancel the annual fees on the 2 cards I have with them. As another post put it...."Grow or Die"
Congrats on your success 
Awesome Amex and CSP 
See you in the garden
@THenry wrote:I have come a long way in a short time thanks to this forum. In the last 3 months I have increased my available credit from $3250 to $47000!!! I was just approved for CSP and Amex True Earnings this week. It was time to say goodbye to Merrick Bank and also my Direct Rewards Discover. They gave me credit years ago when no one really would, but they remained unchanged. Capital One is getting the ax next since they refuse to cancel the annual fees on the 2 cards I have with them. As another post put it...."Grow or Die"
