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@PoorPeatree wrote:Thanks for all of the info! I've revised the post to reflect updated scores from the change in balance on the COne QS card, which increased all of my scores fairly nicely. Next step is to find a way to get higher CL! It seems like it would make the most sense to PIF my BoA CC and ask for a HP CLI from that, since SP did nothing for my CL at my QS card, im still looking for the EO email if anyone can PM it to me. I've closed the secured card, since they couldnt graduate it to unsecured.
Welcome to myFICO.
If refinancing your car for a better interest rate is a priority, I would hold off on requesting any HP CLIs or applying for new credit.
Do you belong to any CUs? Have you visited the Auto Loan forum?
SN: @Anonymous and @Anonymous have offered you some very good advice with regards to your appliances, however it seems like the old/outdated appliances are more of an issue for you than your tenants (at least based on your responses).
Good luck on your credit journey!
@Anonymous wrote:
@PoorPeatree wrote:Thanks for all of the info! I've revised the post to reflect updated scores from the change in balance on the COne QS card, which increased all of my scores fairly nicely. Next step is to find a way to get higher CL! It seems like it would make the most sense to PIF my BoA CC and ask for a HP CLI from that, since SP did nothing for my CL at my QS card, im still looking for the EO email if anyone can PM it to me. I've closed the secured card, since they couldnt graduate it to unsecured.
Welcome to myFICO.
If refinancing your car for a better interest rate is a priority, I would hold off on requesting any HP CLIs or applying for new credit.
Do you belong to any CUs? Have you visited the Auto Loan forum?
SN: @Anonymous and @Anonymous have offered you some very good advice with regards to your appliances, however it seems like the old/outdated appliances are more of an issue for you than your tenants (at least based on your responses).
Good luck on your credit journey!
Yeah, my tenants would be fine with cheap appliances, but i'd rather buy new and get what I want than wait and use old appliances and then hassle myself to remove/sell the old units. It's not a life or death issue increasing my CL, i'm curious what the community thinks though
@PoorPeatree wrote:
@Anonymous wrote:
@PoorPeatree wrote:Thanks for all of the info! I've revised the post to reflect updated scores from the change in balance on the COne QS card, which increased all of my scores fairly nicely. Next step is to find a way to get higher CL! It seems like it would make the most sense to PIF my BoA CC and ask for a HP CLI from that, since SP did nothing for my CL at my QS card, im still looking for the EO email if anyone can PM it to me. I've closed the secured card, since they couldnt graduate it to unsecured.
Welcome to myFICO.
If refinancing your car for a better interest rate is a priority, I would hold off on requesting any HP CLIs or applying for new credit.
Do you belong to any CUs? Have you visited the Auto Loan forum?
SN: @Anonymous and @Anonymous have offered you some very good advice with regards to your appliances, however it seems like the old/outdated appliances are more of an issue for you than your tenants (at least based on your responses).
Good luck on your credit journey!
Yeah, my tenants would be fine with cheap appliances, but i'd rather buy new and get what I want than wait and use old appliances and then hassle myself to remove/sell the old units. It's not a life or death issue increasing my CL, i'm curious what the community thinks though
Which is a bigger priority for you: refi auto loan or purchasing new appliances?