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CatLady,
CONGRATS on your successes! With regards to the cap1 EO, ask for 1.5% cash back (Or a product change to Quicksilver!), much larger CL, and apr reduction. Hopefully you don't have an AF with it, but if you do ask them to remove it. We've seen people go from 500 to 5000 or 10k. I would certainly ask for a month's pay whatever that is. You can always ask again 6 months from now. They always do SPs when you're talking with the EO.
GL!
Thank you!
So, just from requesting through my online account, I went from $500 to $2000 CL with the Cap1. This was better than I expected, but I will contact the EO to see if I can get more. Right now I have no AF but no rewards whatsoever. This card is already my best APR at 8.9%, but it couldn't hurt to ask for even lower!