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Long time lurker. Decided to make an account and help people with what I can. I started off at 18 and had 3 credit cards charged off. After many years, a secured BoA, and a god awful Orchard Bank card. I am back up on top. (and of course paying off the bad debt). In my wallet - CSP, AMEX PRG, FREEDOM - in my desk drawer- Discover IT, Citi Dividend, BoA BankAmericard, HVFCU (10K Limit), and a mistake American Eagle Visa. I promised myself last night that I am Gardening for a year. My g/f told me she would kill me if I got a Palladium LOL. No card I have has under a 5K limit either. So hello and I guess I won't be lurking the CC section anymore but posting and helping.
Cards I have closed:
Zync
Barclays NFL card (49ers)
Macys
Cap One
and god knows what else
Yeah definitely. Last night I hit my goal on getting Amex PRG and cancelling out my Zync and had my Sapphire moved to Sapphire Preferred so I am good for awhile unless I get some crazy offer in the mail.