cancel
Showing results for 
Search instead for 
Did you mean: 

Help ...?... I want a AMEX

New Contributor

Re: Help ...?... I want a AMEX

ESPNJUNKIE- Thanks

 

If I get a additional credit card and have good payment for six months my chances would increase? In your opinion, what would be the percentage?

Message 11 of 19
New Contributor

Re: Help ...?... I want a AMEX

Credit_monkey-Thanks.

 

 

I think I will try doing a pre-paid  amex in hopes it will get me in the door. I really don't want another credit card espcially a capital one but that be my only option if amex pre-paid doesn't work out.

Message 12 of 19
New Contributor

Re: Help ...?... I want a AMEX

I had a AMEX in the past and loved it. Their rewards programs are good and they have good customer service. It doesn't have to be a Amex but I would love a prime card and since I have had one in the past I would like have one now,

Message 13 of 19
New Contributor

Re: Help ...?... I want a AMEX

If you don't mine me asking what was the denial reason and scores at the time?

Message 14 of 19
New Contributor

Re: Help ...?... I want a AMEX

I would apply for it now just to see my denial reason but I wanted to wait until my tax lien falls off within the next month... Any thoughts?

Message 15 of 19
Valued Contributor

Re: Help ...?... I want a AMEX

IMHO you have way too much baddies and not ready for AMEX. You need to clean up your reports, get rebuilder cards and let it age.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 16 of 19
Valued Contributor

Re: Help ...?... I want a AMEX

Tax liens look very bad to lenders. You should wait a month for that to fall off.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 17 of 19
Established Member

Re: Help ...?... I want a AMEX

I haven't recieved the reasons yet.  But, my score was 659.  I do have lots of inquiries due to recent auto loan and app spree.




Starting Score: 646
Current Score: myfico eq 663, tu Walmart 676
Goal Score: 700


Take the myFICO Fitness Challenge

Message 18 of 19
Valued Contributor

Re: Help ...?... I want a AMEX

I was declined for an Amex charge card back in late 2010. I had a 695 EQ FICO. 1.5 years perfect history with two cards but some older CAs and paid lien.


I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k
Message 19 of 19