Please help me, below is my complete profile.
Credit Karma Score :
06/2009 - 656
07/2009 - 682
07/2009 - 677
Credit Union : Limit 1000$ , Never Late , Account - Jan 2008 , Balance to Payoff 650$
Cards as Authorized User:
Amex Platinum : Limit 10,000$ , Never Late , Account - 07/2005 , Balance to Payoff 315$
Capitol One : Limit 2,000$ , Never Late, Account - 07/2003, Balance to Payoff 350$
Total Hard queries : 4 ( 3 of them within last 2 Months)
Recent : Applied to AMEX Blue - Got rejected.
Applied to Citi Select - Asked to send copies of SSN, Home Bill
Please help me increase my credit score. I want to apply for a credit card that accepts me.
I will have more 2-3 hard queries on my credit due to New employment check, new checking account.
How can I hit 725 - 750 credit score ?
Thanks in Advance
Okay, I went to Credit Union after your reply and paid off all the due of 650. Now its only 30 cents balance on that card.
I showed the manager my new job offer letter and asked for increase in my credit for an extra 1000.
I also sent required docs to citi bank, I am guessing I would get a credit of 1500 from them or nothing at all.
Please do let me know. What I can do further ?
I will be getting pay checks from my new job from aug 1 week. where should I do the direct deposit?
Should I open an account with Bank of America / PNC / or PenFed ( I am Redcross volunteer) so that in future I can apply credit.
Please help me...
Thank you very very much.