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My payments for CareCredit, Amazon Store Card, and PayPal SC were due today. I always pay my bills on time, and I paid these Synchrony bills today early at 4 am PST. Only CareCredit show the payment as posted while PP and Amazon show pending. I logged on to both PP and Amazon and it showed a late fee added to my account. Why did they charge me a late fee if I made the payment today? This isn't the first time I've paid on the due date, but it is the first time I've been charged a late fee. Help!! Is this going to impact my credit?
@RogerSmith95 wrote:My payments for CareCredit, Amazon Store Card, and PayPal SC were due today. I always pay my bills on time, and I paid these Synchrony bills today early at 4 am PST. Only CareCredit show the payment as posted while PP and Amazon show pending. I logged on to both PP and Amazon and it showed a late fee added to my account. Why did they charge me a late fee if I made the payment today? This isn't the first time I've paid on the due date, but it is the first time I've been charged a late fee. Help!! Is this going to impact my credit?
No, it will not impact your credit scores at all. It will impact your relationship with them for about 6 months. Late fee depends on cut-off time. All cc's are different. I have mine set to auto pay just in case. But usually pay well beforehand. Call them and see what they can do.
I called Amazon's Card CS and she told me that once the payment has posted the late fee will be removed. I feel relieved that it wont impact my credit, but as I said its not the first time I've paid on the due date and this never happened before. From now on I'm making my payments a week early
@RogerSmith95 wrote:I called Amazon's Card CS and she told me that once the payment has posted the late fee will be removed. I feel relieved that it wont impact my credit, but as I said its not the first time I've paid on the due date and this never happened before. From now on I'm making my payments a week early
Congrats! Soooo glad to hear!