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@Themanwhocan wrote:Discover is one of the easiest companies to get a card with, and you were only approved for a secured card. Right then was the clue you missed. You should have immediately stopped applying for a year. 6 months minimum, but ideally a year.
Now? You have a LOT of hard pulls on your credit reports, and haven't gained much if any quality. Forget the 6 month plan, now you need at least a year to recover from all these... decisions.
Look at my signature. I had ONE card for a full year, and used it lightly to gain a solid credit report and score. After that, I obtained all the cards in my signature in one year after that. By spending my time researching what cards best fit my needs, and which of those were best to apply for when, and following a plan.
But its your choice. keep ruining your credit, or let it heal.
+1 I agree wholeheartedly