@MoreCardsMoreFreedom wrote:Thanks for the advice but id like more cards. Should I apply for AMEX GREEN?
Whether you'd like more cards or not, you keep getting declined for a reason.
+1 to all of the advice given above.
Take a deep breath. Use the cards you currently have responsibly for 12 months, assess your scores, UTL and DTI, then maybe start thinking about reapplying.
It's really important to think of credit applications in a strategic manner. Here's what I would recommend...since you have Discover secured and Cap 1 secured, build a good history with them, then come back in 6 months and see if they will issue you non-secured cards. Some banks will also graduate you to a unsecured card (Cap 1 does not do this; not sure about Discover).
If Discover and Cap 1 are willing to issue you unsecured cards, use those responsibly for another 6-12 months. Then you will be in a much better position to aim for some of the prime cards.
Above all, stop apping! You are killing your scores with all of these hard inquiries. Remember a good credit history takes years to build. But you can destroy it with just one or two mistakes.
Good luck to you!
@MoreCardsMoreFreedom wrote:January 2014
Discover IT Secured $1000
Cap 1 QS DECLINED
Amex BCE DECLINED
Cap 1 secured $300
Target Store card $200
Macys store card $100
Best Buy store card $300
Kohls card $300
February 2014
Chase Freedom DECLINED
Chase Sapphire Preferred DECLINED
Chase Slate DECLINED
Citi Diamond Preferred DECLINED
Amex Gold DECLINED
Conoco Gas Card $500
Chevron Gas Card $500
I was in the garden for a few weeks but need to get some better cards now what should I apply for???
The way it looks NONE 
You need to garden for a long long time. Just my 2 cents
Discover is one of the easiest companies to get a card with, and you were only approved for a secured card. Right then was the clue you missed. You should have immediately stopped applying for a year. 6 months minimum, but ideally a year.
Now? You have a LOT of hard pulls on your credit reports, and haven't gained much if any quality. Forget the 6 month plan, now you need at least a year to recover from all these... decisions.
Look at my signature. I had ONE card for a full year, and used it lightly to gain a solid credit report and score. After that, I obtained all the cards in my signature in one year after that. By spending my time researching what cards best fit my needs, and which of those were best to apply for when, and following a plan.
But its your choice. keep ruining your credit, or let it heal.
