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Help!! When should i close?

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Anonymous
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Help!! When should i close?

I have a secured cap 1 card that i've had since september 2014 with a $650cl (which is all secured). I was just approved and recieved 2 cap1 unsecured cards. I have the qs1 and the plat both with $500 limits Opened 2/2014. So i know closing the secured card will hurt my score, but is it better to just work on those. I've never been late on this account either. I also have a secured cc from my cu with a $300cl that i have never been late on. I don't think i'd want to close that one because after a yr they may unsecure it. What do yall think? Your help is gladly appreciated. Thanks in advance.

Message 1 of 3
2 REPLIES 2
Anonymous
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Re: Help!! When should i close?

Yup, time to close it and move up. You should not see much negative impact unless your UTI is high.

Message 2 of 3
Anonymous
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Re: Help!! When should i close?

i keep my uti at around 4-5%

Message 3 of 3
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