@NiNoMArksLA wrote:Hello Everybody I Am New On Here Need Help With My Credit
I Have 7 Credit Cards
Capital One Cash Rewards New $500
Capital One Platinum $300
Bank Of America Secured $300
First Prermire Bank $300
Credit One Bank $300
Macys $300
Daniels Jewerly $560
Express $150
Score Is 673 Been On Credit 9 Months
And I Recently Got
First Prermire Bank $300
Credit One Bank $300
Capital One Cash Rewards New $500
should i close credit one never got the card yet alot of people say high Fees
um you have a lot of cards for being so new 
However if you don't want to pay the fees then you will have to close that account. Just a bit of advice with the sure number of accounts you have I would garden them and see if you can get their Credit Limits above the 1k limit. Let your inquiries cool a bit say 6 months before applying for any other new credit.
Try to stick with cards that don't have fee's. Close cards before they charge you fee's.
Also, you are applying for too many cards. At the start, 3 is plenty. Be sure to pay your balances in full every month, build what you have for awhile. Then after a year or so, you will be able to get some prime cards rather than these high fee cards you are applying for now.
At the start you don't have to buy a credit score with high fee cards. Credit one and first premier are high fee cards.
@NiNoMArksLA wrote:
I had all my other was for 7 months I just got those 2 days ago I applied and got all 3 of them i think I am going to close Macy's and express and Daniels
Those cards do not charge you fee's like the ones you are applying for. First premier charges something like $200 per year.
Be sure to read the card agreements that you are signing up for.
You need to build a relationship with your bank and get credit cards from them. They won't charge you the crazy high fees that first premier and credit one charge.
I also have limited history.
Your bank will be more helpful than first premier and credit one. You had made some good choices with the secured card and store cards aren't so bad either, but paying huge fee's is never the way to do things.
Some lenders may even decline you in the future if they see those on your credit report. They may feel you are a sub-prime borrower desperate for credit.
With the boa card, the capital one cards, and the store cards. The first premier and credit one cards are no use to you. Just close them if it gets you out of some fees.
@Dustink wrote:I also have limited history.
Last year I got my first credit account, it was a credit card that had a $300 starting limit. I treated that card well and before it reported for the 6th time I got a credit limit increase to $2500.
Then once I had a credit score I started applying for other cards in February of this year.
Since that point I have acquired all the cards in my signature with their respective limits.
I have never paid a fee or interest. So simply put, you don't need those high fee cards to build credit.