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OK I will try to answer some of the questions.
1. I do not use google play or pay.
2. the charges came from google play (google* and a chinese name)
3. The last card I had less then 24 hours.
4. No one had access to the crad, and I never went online or PC with any of the new card info.
5. I even activated it by phone instead of online.
6. Google will report back to Cap1 on Wednesday their findings. That is Cap1 deadline too google.
If this was a cyber aka PC/Mobile problem, then all the scanners I ran are not picking it up on any of my devices.
Also if this was virus related somehow, why are they not using my QS1 card? It has more $ limit.
All passwords for everything had been changed while on the phone with Cap1 rep.
This is clearly not on my end only people who saw the card was me and cap1. I did not enter any info on any device of software for last card that was comprimised.